Best recumbent exercise bike under $400

Best recumbent exercise bike under $400

When you want to find the best recumbent exercise bikes, it is likely that you are sending hours on end doing your research about the best ones that you should consider. That means you are either: spending hours comparing different bikes, or they all look and sound like the same thing, so you just purchase the one that sounds most reasonable regardless of whether it works for you or not.

Fortunately, this does not have to be your case. You can still find something worthwhile to work with – and in this article, we will review several of the best recumbent exercise bikes under $400, along with the criteria used to select them.

Here is a comparison table of the Best recumbent exercise bike under $400

Bike model
Flywheel weight (lbs.)
Weight limit (lbs.)
Check price on Amazon
XTERRA Fitness FB350
1-year for frame, 90-days for parts
Sunny Health & Fitness Comfort
1 year
Schwinn Recumbent bike
3-years for frame, 1 year for parts
XTERRA Fitness SB2.5r bike
5-years for frame, 1 year for parts
1-year for frame, 90-days for parts

XTERRA Fitness FB350 exercise bikebest budget buy

Best recumbent exercise bike under $400

This is among the best collapsing exercise bikes when you are searching for the best one for home use, all at a moderate cost that makes it good for those on a budget that are looking for quality recumbent bikes.


  • Solid construction, takes on an X-frame design that occupies 20.5” x 20”
  • Large seat and padded lower back section
  • 8 manual resistance levels
  • 2”x1” LCD display
  • 3-piece pedal crank system
  • 3 pound flywheel

The X-formation in the design makes the bike very easy to fold down, even as it remains durable from the steel construction present. The bike is also quite tough and solid, which allows it to have its weight limit at 225 pounds (102kg).

There are also two flat base stabilizers both on the back and front bases. These bars have elastic tops, which prevent cases of slippage or the bike leaving marks on the floor. In addition, the two wheels that are within the front stabilizer make the movement straightforward for you without much hassle.

The bike is easy to keep going throughout its use, while the seat remains comfortable thanks to the three jolts that provide maximum stability and dependability. It is important to note that you can adjust the seat in two ways – both vertical and horizontal, and you will fit in well if you are a height of between 4”10 and 5”10.

As for the handlebars, they are covered by an elastic froth material that prevents slippage r irritation in your palms as you grip them. The handlebars have sensors, which then transmit your pulse information to the screen and help you to monitor your progress.


  • Assembly is rather easy
  • Comfortable to use and easy to maintain
  • Quiet mechanism
  • Most affordable option
  • Great for beginners


  • Horizontal adjustment of the seat is tricky


This is a great option if you are on a tight budget, while also working well for complete beginners and if you are seeking to regain your fitness levels.

View Price on Amazon

Sunny Health & Fitness Comfort XL folding exercise bikegreat comfort option

Best recumbent exercise bike under $400

This is a great passage level bike3 that features interesting aspects in its moderateness and supine seating arrangement. There are additional features that make it quite attractive, such as those we will highlight below.


  • Belt drive that supports up to 10 magnetic resistance levels
  • XL padded seat for maximum comfort includes a water bottle holder
  • Performance monitor
  • Bike is fully adjustable by 3 levels
  • Adjustable strap pedals to promote balance, foam coating on handles to support stability
  • Max weight 300 lbs., flywheel weight 3lbs
  • Dimensions 18L x 21W x 54H inches

The design of the bike takes on a semi-recumbent outlook with a lightweight and minimized approach. The gauge is about 17kg (38lbs.), and you can fold the parts easily and store it without any issues. This makes it land on the list of the best collapsing bikes available in the market.

Since it has a belt-drive mechanism, it will give you plenty of solace even as you pursue your objectives of staying fit, and works well for small apartments as well or if you want to do your cycling while you have sleeping neighbors or family in the home. There are also plenty of useful highlights without the diminishing of the benefits it offers.

The size of the bike does not occupy too much space, and this also makes its portability fairly straightforward. It is also quite lightweight, weighing 38 lbs., and has two stabilizing bars that help you stay comfortable while doing your exercise routines.

The padding is also quite good – featuring extra sized padding, it is more than enough to suit your butt and will allow you to use it for extended periods without feeling exhausted. The arm bars on each side of the seat are also movable and will give you extra help to pedal harder and faster effortlessly.


  • The mechanism is very quiet
  • It is easy to use and adjust the positions
  • Comfortable
  • Lightweight and portable, easy to store


  • The counter for calories burnt is off the actual measurements


This is a good purchase and will work if you are not using it for very intense cardio exercises, instead as a supplement for your fitness regime.

View Price on Amazon

Schwinn Recumbent exercise bikeour pick

Best recumbent exercise bike under $400

This is a great pick for your recumbent bike options due to its versatility – it will work well, regardless of whether you are a master of fitness or you are an amateur. The best aspect of it is the customized exercise routines, as well as the expected qualities you would expect in any Schwinn exercise bike.


  • 7 preset programs – 1 quick start, 6 profile
  • 8 resistance levels
  • Large console that tracks heart rate, speed, calories, distance, time, RPM, results, and so o
  • Inertia perimeter weighted flywheel type
  • Contoured and padded seat
  • Easy storage thanks to the transport wheels
  • Heart rate monitors that are ergonomically placed

This bike is among the easiest to understand in terms of its operation, once you get things going. For instance, there is no bar that obstructs your seat entrance, and you will also notice that the bike has a lower height compared to most upright bikes – which makes it highly comfortable to use. Even though it is among the costly bikes on this list, the price is worth it.

The seating is among the most comfortable highlights on this bike. This is mainly due to the excellent lumbar padding, while the back section provides you with air circulation to prevent excessive sweating in this area.

The bike itself is quite lightweight, with a weight of only 88 pounds. The weight limit though, is among the heaviest among the recumbent exercise bikes in this list, going up to 300 pounds. For extra security, there is plenty of inside help included.

The best part is the connection to the Schwinn fitness site by connecting with MyFitnessPal. If you are struggling to figure out the best exercise movements that work well for your regime, this will go a long way to helping you out. In addition, there are 29 program modes, 9 pulse control exercises, and 12 profile exercises, which will help you achieve your goals using various methods.


  • High weight capacity
  • Excellent heart rate monitoring system
  • Built-in fitness programs
  • Addition of user profiles
  • Allows for USB data transfer
  • 25-level resistance for more variety
  • Comfortable and strong


  • Flywheel is light, so motion is not as smooth
  • Not suitable for taller people
  • Manual monitor is not as good


This is quite a noteworthy option compared to other low-estimated bikes from the same brand, as it has a lot of programming options compared to others. The flywheel is the disadvantage here, but it can still deliver on its objectives.

View Price on Amazon

XTERRA SB2.5r Recumbent exercise bike best versatility rating

Best recumbent exercise bike under $400

This is the demonstration of an enthusiastic approach to recumbent exercise bikes – it combines the approach of a decked out model with a straightforward, essential approach. This also makes it among the best prostrate bikes you can find.


  • A walk thru design that is highly convenient to use
  • Comfortable seat bottom
  • 24 levels of resistance (electronic)
  • Easy-to-read 5”x2.5” LCD screen
  • 24 programs included
  • Heavy duty flywheel, 22 lbs.
  • Comes with speakers and audio jack for mp3 players

The examination of the bike reveals two interesting aspects of how it works. The first is that the construction is entirely meant to be very strong and durable, shown by the flywheel and seat arrangements. The second aspect is the measured nature that is highly prominent in its operations.

The edge carries an H-pattern, although you can dismantle it easily, which makes transporting and storing it quite easy when you need to. In addition, you will also notice levelers at the back part, which will ensure that the bicycle remains level throughout its use.

The seat, on the other hand, is mounted up through a slide, and this is further balanced by selecting one of the many preset setting s. this makes the bike useful when you want to adjust it after a long time of use, and the seat arrangement ensures you have an appropriate leaned back position.


  • The flywheel is heavy enough to ensure smooth, quiet motion
  • You can adjust the resistance to your preferences
  • Comfortable to use and set up
  • The modules are quite many, and you will enjoy a variety of exercises


  • It lacks a proper media deck for viewing exercise content


This model will offer you the best value for money when it comes to mid-range bikes, as it offers you a multitude of options and men more advantages for your exercise program.

View Price on Amazon

PROGEAR 555LXT Magnetic tension bikestrong seat support and adjustment

Best recumbent exercise bike under $400

This is a reduced option for prostate bikes, which is a great choice if you are looking forward to saving money on space, even as you continue to do your cardio exercises at home.


  • Computer LCD screen, wide enough to allow viewing of different metrics
  • 3 computer goal settings of workouts – displays calorie burning rate, time and distance
  • Step-thru design for easy use
  • 14 levels of resistance, magnetic
  • Weight capacity of 250 lbs.
  • Height range of users from 5’0” to 6’3”

Compared to most other bikes, it is quite unique in design and approach. It has a slim slider under the bike instead of relying on strong seat support, which gives you a chance to slide the seat to your preferred position instead of being constrained to specific seat adjustments.

In addition, a decent-sized PC accompanies the system and allows for easy viewing of media and monitoring of your objectives. The outline of the bike is made from steel and is quite strong and durable, and the one-year guarantee is standard for its good quality.

The bike is suitable for people who are between the heights of 5’0” and 6’3”, and you can easily adjust to your preferences by changing the seat position.

The bike uses a magnetic resistance system that has 14 levels of resistance, and a pressure handle at the front part makes it easier to go back to your original setting in case you change it in the course of use. Regarding the drive type, it uses a belt system and a single wrench, which ensures the motion is smooth and tranquil, while the brakes have plastic finishing to give you decent grip levels.


  • Easy to assemble, as some of the parts come pre-assembled
  • Very quiet mechanism
  • The support is exceptional
  • Lightweight and easy to move around
  • Very strong levels of support


  • The tension level on the lowest and highest settings result in motion that is not smooth


This is a great choice for all ages and experience levels, but more so if you are over the age of 40 or 50 and are struggling to keep in shape. It is also quite easy to set up and move around, making it convenient for use in the home.

View Price on Amazon

How to select recumbent exercise bikes

The major aspect you will notice when checking out recumbent bikes is that they are not so different from spin cycles or upright bikes, especially when looking at the factors you need to consider when choosing them. There are certain aspects to look at regardless of the bike you are purchasing, in order to get the best option that works for you.

Here are some of these factors.

Weight capacity

This is among the most important factors to look at because it will tell you the sturdiness of the machine itself. When looking at the weight limits, the higher ones are always better because they will tell you that the bike is more durable – especially if the capacity is at least 250 to 300 pounds.

If you are buying a bike that will be used by your family as well, then this is even more important to consider.


The warranty period might be among the last things you will look at, but it is also an important factor to consider when you are looking at bikes. It essentially acts as your insurance policy, so the longer it is, the higher the quality of the bike. For a budget bike though, the warranty might not be as long, lasting for about a year or so – although this is not always the case.

Whatever the case, you should avoid bikes that have no warranty on them, because it is a sign that the manufacturer does not have much confidence in their product anyway.


The main reason why recumbent bikes are highly popular is because of their seats – they have some of the most comfortable seating aspects compared to other exercise bikes. This is better from most spin bikes that are highly uncomfortable, or the traditional upright bikes which are not any better.

When checking recumbent bikes, make sure to check the seat height and that it is easy to adjust. Some of the high-end bikes will allow you to adjust the reclining angle or do other customizations as well. They will also have mesh backs that boost the air flow and reduce uncomfortable overheating or allow you to adjust the height of the backrest.

The technology it offers

This is entirely up to your preferences, as some might want a lot of extra features while some are comfortable with the basics. These include:

  • Workout programs – plenty of bikes will have pre-programmed workouts, though the number will vary.
  • User profiles – this will allow you to save your workout settings and your information like weight and age, all for tracking your progress
  • Integrated speakers – will allow you to enjoy your music as you do your workouts
  • Heart rate monitor – all bikes will have a grip heart rate monitoring system, but the high-quality ones add wireless monitoring or chest straps


When checking out recumbent bikes, consider anything less than $1000 as a budget bike. These will have less weight capacity, shorter warranty periods, and less comfortable experiences (in some cases). Mid-range bikes are between $1000 and $1500, while high-end bikes are over $1500.

Final thoughts

With all this information in mind, it is easier to make the best decision regarding the best recumbent bike under $400. There are many options that can work well for you, though it can become exhausting getting into the specifics of each model.

About Marjorie

Hi, my name is Marjorie, a health and fitness expert. Sports and fitness have always been my area of expertise since I could remember. For me, one of the greatest things I accomplished is opening my own gym as well as starting this blog on spin bike and fitness. Spin bikes have brought a massive break for me and my clients, they have enabled me to look past some of my client’s many challenges during work out and achieve the best results they can. I would say that I am proud to help people understand the benefits that come with spin bikes when it comes to fitness and health and how to find the best one for the cause.

Check Also

featured image for The Best Magnetic Spin Bikes

The Best Magnetic Spin Bikes

The rise in fitness equipment manufacture has led to many groundbreaking inventions that compliment a …

Leave a Reply

Your email address will not be published. Required fields are marked *